Service
Financial reporting & analysis
A monthly report pack written for the person who signs the checks, not for another accountant.
What arrives on the 10th
- Profit & loss — current month, year to date, prior year and budget side by side
- Balance sheet — with prior-month movement highlighted
- Statement of cash flows — so profit and bank balance stop contradicting each other
- A/R and A/P ageing — who owes you, who you owe, and how late everyone is
- KPI sheet — three to six numbers chosen for your business model
- Written commentary — one page, plain English, what changed and what to watch
Reports are delivered as a single PDF plus editable exports, and we keep the last 24 months available in your portal.
Analysis add-ons
13-week cash forecast
Rolling weekly view of expected inflows and outflows, updated at every close.
Margin analysis
Gross margin by product line, service or location, so pricing decisions are based on evidence.
Labour modelling
What a new hire actually costs, fully loaded, and what revenue is needed to carry it.
Budget & variance
An annual budget built with you, tracked monthly, with variances explained rather than listed.
Reporting for lenders and investors
If you are applying for an SBA loan, a line of credit or an equipment lease, we prepare the supporting package: comparative statements, a debt schedule, an aged receivables report and reconciliations that a credit analyst can verify. Most lender requests are turned around in three business days.
Ready to hand off the books?
Book a free 30-minute discovery call with Elizabeth Miller. We will review your current setup, tell you honestly whether we are a good fit, and send a written quote within two business days.